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A Personal Referral from Gina De Lucchi

My Clients Deserve a Lender Who Makes Them Look Like Cash

I refer my buyers to Jennifer Martell because she removes the biggest risk in any transaction. The lender is everything. With Jennifer, you compete like a cash buyer, close in as little as 10 days, and your Earnest Money is fully protected.

Gina De Lucchi, The MORE Real Estate Group
Gina De Lucchi
Realtor · The MORE Real Estate Group · Keller Williams Realty Folsom
"I've seen too many deals fall apart because of the lender. That's why I only send my clients to someone I trust completely."
Gina De Lucchi · Realtor, The MORE Real Estate Group
Why It Matters

The Lender Is the Biggest Variable in Your Transaction

Sellers love cash offers for one reason: certainty. No lender conditions, no last-minute surprises, no delays. The uncomfortable truth is that lenders derail deals all the time. Missed deadlines. Surprise conditions. Poor communication. When I refer you to Jennifer, I'm putting my name behind the transaction. His financing gives sellers the same certainty they'd have with a cash buyer.

10days
Close as fast as a cash offer
$0
Your EMD risk if Jennifer's team causes the deal to fail
#1
The only lender I personally refer my clients to
What Jennifer Guarantees

Three Commitments That Make Your Offer Impossible to Ignore

01

As Good as Cash

Ken fully pre-underwrites your loan before you find a home. Your offer carries the same certainty as cash. Verified. Approved. No surprises.

Cash-Competitive Financing
02

Close in 10 Days

Most financed offers take 30 to 45 days. Jennifer closes in as little as 10. In a competitive market, that speed alone can be the reason sellers pick you.

10-Day Close Available
03

EMD Protection Guarantee

If a lender error on Jennifer's part causes your loan to fail and the seller keeps your Earnest Money, Ken pays it back. Every dollar.

Earnest Money Protected
The EMD Guarantee

Your Deposit Is Never at Risk Because of Ken

If Jennifer's team makes a lender error that causes your loan to fail, and the seller tries to keep your Earnest Money Deposit, Jennifer will write you a check for the full amount. Not a marketing promise. A written guarantee. It's the reason I put my name behind this referral.

*EMD Guarantee applies in documented cases where a lender error on Jennifer Martell's part directly causes loan failure and contract cancellation. Specific terms are discussed at consultation. Not a commitment to lend. PRMG · NMLS #75243.

Your Team

Two Experts. One Seamless Experience.

Gina De Lucchi
Gina De Lucchi
Realtor
The MORE Real Estate Group

I serve buyers and sellers across the greater Sacramento region as part of The MORE Real Estate Group, the #1 Keller Williams team in Northern California & Hawaii. When my clients need financing, I send them to one person: Jennifer.

Jennifer Martell
Jennifer Martell
Mortgage Advisor
PRMG · NMLS #

Jennifer specializes in fast, reliable financing for Sacramento and Northern California buyers, from first-time FHA and VA, to jumbo move-ups, to bank statement and DSCR investor loans. Her 10-day close and EMD guarantee are why I refer every one of my clients to her. Without hesitation.

Ready to Win?

Let's Get You Ready to Compete

I personally refer every one of my buyers to Jennifer because I know she will protect the transaction, and protect you. Get pre-underwritten before you write your first offer.