I refer my buyers to Jennifer Martell because she removes the biggest risk in any transaction. The lender is everything. With Jennifer, you compete like a cash buyer, close in as little as 10 days, and your Earnest Money is fully protected.
"I've seen too many deals fall apart because of the lender. That's why I only send my clients to someone I trust completely."Gina De Lucchi · Realtor, The MORE Real Estate Group
Sellers love cash offers for one reason: certainty. No lender conditions, no last-minute surprises, no delays. The uncomfortable truth is that lenders derail deals all the time. Missed deadlines. Surprise conditions. Poor communication. When I refer you to Jennifer, I'm putting my name behind the transaction. His financing gives sellers the same certainty they'd have with a cash buyer.
Ken fully pre-underwrites your loan before you find a home. Your offer carries the same certainty as cash. Verified. Approved. No surprises.
Cash-Competitive FinancingMost financed offers take 30 to 45 days. Jennifer closes in as little as 10. In a competitive market, that speed alone can be the reason sellers pick you.
10-Day Close AvailableIf a lender error on Jennifer's part causes your loan to fail and the seller keeps your Earnest Money, Ken pays it back. Every dollar.
Earnest Money ProtectedIf Jennifer's team makes a lender error that causes your loan to fail, and the seller tries to keep your Earnest Money Deposit, Jennifer will write you a check for the full amount. Not a marketing promise. A written guarantee. It's the reason I put my name behind this referral.
*EMD Guarantee applies in documented cases where a lender error on Jennifer Martell's part directly causes loan failure and contract cancellation. Specific terms are discussed at consultation. Not a commitment to lend. PRMG · NMLS #75243.

I serve buyers and sellers across the greater Sacramento region as part of The MORE Real Estate Group, the #1 Keller Williams team in Northern California & Hawaii. When my clients need financing, I send them to one person: Jennifer.

Jennifer specializes in fast, reliable financing for Sacramento and Northern California buyers, from first-time FHA and VA, to jumbo move-ups, to bank statement and DSCR investor loans. Her 10-day close and EMD guarantee are why I refer every one of my clients to her. Without hesitation.
I personally refer every one of my buyers to Jennifer because I know she will protect the transaction, and protect you. Get pre-underwritten before you write your first offer.